19b. Enter a monthly amount even if it is unpaid or paid by someone else. If the amount is paid on some other periodic basis, see the instructions for 15a to change it to a monthly amount.

Include payments on first mortgages and contracts to purchase only. Report payments for second or junior mortgages and home equity loans in 20b.

If this is a mobile home, report payments on installment loans but DO NOT include personal property taxes, site rent, registration fees, and license fees on the mobile home and site. Report these fees in item 21.