Please answer H30-H32 if you live in a one-family house which you own or are buying, unless this is -
A mobile home or trailer If any of these, or if you rent your unit or this is a multi-family structure, skip H30 to H32 and turn to page 6.
A house on 10 or more acres
A condominium unit
A house with a commercial establishment or medical office on the property
"Do not answer these questions if you live in a cooperative, regardless of the number of units in the structure.
c. How much is your total regular monthly payment to the lender?
Also include payments on a contract to purchase and to lenders holding second or junior mortgages on this property.
$_____________________.00 OR  No regular payment required - Skip to page 6
"Enter a monthly amount even if it is unpaid or paid by someone else. If the amount is paid on some other periodic basis, see instructions for H12 to change it to a monthly amount."