Questionnaire Text

2019 ACS 2013 ACS 2007 ACS 2001 ACS
2018 ACS 2012 ACS 2006 ACS 2000 5%
2017 ACS 2011 ACS 2005 ACS 1990 5%
2016 ACS 2010 ACS 2004 ACS 1980 5%
2015 ACS 2009 ACS 2003 ACS
2014 ACS 2008 ACS 2002 ACS
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2019 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]

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2018 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]

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2017 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]

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2016 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]
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20a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2015 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]
Questionnaire instructions view entire document:  text  image
20a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2014 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]
Questionnaire instructions view entire document:  text  image
20a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2013 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]
Questionnaire instructions view entire document:  text  image
20a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2012 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]
Questionnaire instructions view entire document:  text  image
20a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2011 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]
Questionnaire instructions view entire document:  text  image
20a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2010 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]
Questionnaire instructions view entire document:  text  image
20a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2009 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]
Questionnaire instructions view entire document:  text  image
20a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2008 ACS
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20.
a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?
[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]
Questionnaire instructions view entire document:  text  image
20a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2007 ACS
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23. a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?

[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]

Questionnaire instructions view entire document:  text  image
23a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2006 ACS
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23. a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?

[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]

Questionnaire instructions view entire document:  text  image
23a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2005 ACS
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23. a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?

[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]

Questionnaire instructions view entire document:  text  image
23a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2004 ACS
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23. a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?

[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]

Questionnaire instructions view entire document:  text  image
23a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2003 ACS
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23. a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?

[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]

Questionnaire instructions view entire document:  text  image
23a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2002 ACS
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23. a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?

[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]

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26a.A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2001 ACS
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23. a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?

[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]

Questionnaire instructions view entire document:  text  image
26a.A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

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2000 5%
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48. a. Do you have a second mortgage or a home equity loan on THIS property? Mark [X] all boxes that apply.
[] Yes, a second mortgage
[] Yes, a home equity loan
[] No --> Skip to 49

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1990 5%
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H24a. Do you have a second or junior mortgage or a home equity loan on THIS property?
[] Yes
[] No - Skip to H25

"A second or junior mortgage or home equity loan is secured by real estate."

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1980 5%
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Please answer H30-H32 if you live in a one-family house which you own or are buying, unless this is -
A mobile home or trailer
A house on 10 or more acres
A condominium unit
A house with a commercial establishment or medical office on the property
If any of these, or if you rent your unit or this is a multi-family structure, skip H30 to H32 and turn to page 6. "Do not answer these questions if you live in a cooperative, regardless of the number of units in the structure."

"The word "mortgage" is used as a general term to indicate all types of loans which are secured by real estate." b. Do you have a second or junior mortgage on this property?

[] Yes [] No

"A second or junior mortgage is also secured by real estate but has been made by the homeowner in addition to the first mortgage."