20.

20.

20.

20a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

20.

20a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

23. a) Do you or any member of this household have a second mortgage or a home equity loan on THIS property?

[ ] Yes, home equity loan
[ ] Yes, second mortgage
[ ] Yes, second mortgage and home equity loan
[ ] No -> SKIP to [D]

23a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.

48. a. Do you have a second mortgage or a home equity loan on THIS property? Mark [X] all boxes that apply.

H24a. Do you have a second or junior mortgage or a home equity loan on THIS property?

Please answer H30-H32 if you live in a one-family house which you own or are buying, unless this is -If any of these, or if you rent your unit or this is a multi-family structure, skip H30 to H32 and turn to page 6. "Do not answer these questions if you live in a cooperative, regardless of the number of units in the structure."

"The word "mortgage" is used as a general term to indicate all types of loans which are secured by real estate." b. Do you have a second or junior mortgage on this property?

"A second or junior mortgage is also secured by real estate but has been made by the homeowner in addition to the first mortgage."