Please answer H30-H32 if you live in a one-family house which you own or are buying, unless this is -
A mobile home or trailer If any of these, or if you rent your unit or this is a multi-family structure, skip H30 to H32 and turn to page 6.
A house on 10 or more acres
A condominium unit
A house with a commercial establishment or medical office on the property
"Do not answer these questions if you live in a cooperative, regardless of the number of units in the structure.
d. Does your regular monthly payment (amount entered in H32c) include payments for
real estate taxes on this property?
 Yes, taxes included in payment
 No, insurance paid separately or no insurance